Looking for a loan?

Are you’re looking to purchase commercial heavy machinery, need finance for an office fit out or are looking to improve your salary packages? Concise Financial Services can help you.

There are a range of different options:

Chattel Mortgage
Chattel mortgages are a popular finance solution for many. A chattel mortgage is where you own the asset from the outset and your loan agreement is secured by the asset. A chattel mortgage also gives you the freedom to tailor your loan payments by choosing the term — typically up to five years.

Novated Lease
Are you looking to include a vehicle in your salary packages? A novated lease can help you and your employee. A novated lease means the financer will own the asset, while a business owner and employee sign a novation agreement to share the responsibilities of the loan.

Commercial Hire
Commercial hire is another popular option for businesses. Commercial hire purchase allows you to hire and use the asset until the last payment. Once the final instalment is paid, the title of the asset is transferred to you. You can also tailor payment options, including the loan period and final balloon payment.

Talk to us
If you’re interested in Asset Finance or need help with your finances contact us on 03 9387 3171 or fill out our enquiry form and a Concise Financial Services team member will be in touch.