Easy budgeting tips

At Concise Financial Services, we understand that everyone’s situation, income and even allowance is different. So, that’s why we’re making saving easy and helping people of all ages achieve their savings goals with simple yet effective budgeting and savings tips.

You might be looking to save for your next holiday, first car, wedding or even renovations. By following the below tips you’ll be one step closer to your savings goal.

Concise saving tips:

Get rid of that credit debt
Before you can start saving, you need to get rid of any credit card debt including late payment fees.

Take your lunch to work
It’s hard to buy a salad and drink without it costing you at least $10 these days. The trick is to plan ahead and take a packed lunch to work. You’ll save at least $50 a week, $200 a month, $2400 a year by not buying lunch 5 days a week.

You may even need to forgo your morning coffee. Your regular barista may miss you but by giving up your barista made coffee 5 days a week you could be saving close to $1000 a year. It all adds up.

Cutting down your phone bills
Do you go over your data each month? Then, it’s time to start adjusting your phone habits.

Download a free texting app to your phone
WhatsApp is one of the most popular texting apps because you can use it on four types of smartphones: BlackBerry, iPhone, Google Android, and the Nokia phone. And it’s free!

Use free WiFi
WiFi is available in a ton of places, so be sure to check to see if you can access it. Try to use WiFi on your phone in places like your office, home, coffee shop, or even the gym.

Our team at Concise Financial Services are dedicated to helping people achieve their goals. If you require budgeting and saving advice, contact Concise Financial Services today on 03 9387 3171 or simply fill out our enquiry form and a member of our team will be in touch.